2026 Edition
Compare every major home warranty plan in one place.
Side-by-side coverage tables, real pricing data, and consumer-rating scores across every major US home warranty provider.
Quick Comparison
The top US home warranty providers, at a glance
| Provider | Coverage tiers | Typical monthly | Service fee | Per-item cap | Our rating |
|---|---|---|---|---|---|
| Choice Home Warranty | 2 plans | $46–$54 | $100 | $5,000 | 4.2 / 5 |
| Service Plus Home Warranty | 2 plans | $40–$60 | $75 | $1,500 | 3.8 / 5 |
| Comprehensive Home Warranty | 2 plans | $35–$48 | $75 | $1,500 | 3.6 / 5 |
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I
Head-to-head comparisons
Provider A vs Provider B breakdowns. Coverage tiers, pricing, claim response times, side by side.
II
Plan deep-dives
Every coverage tier explained. What's in, what's out, and what will cost you extra.
III
Cost analysis
National pricing averages, state-by-state variation, and total-cost-of-ownership modeling.
IV
Coverage scenarios
Does home warranty cover HVAC replacement? Water heater failure? Roof damage? Answers, by provider.
Recent in the archive
Head-to-head
Choice Home Warranty vs Service Plus Home Warranty (2026)
Roundup
Best Home Warranty Companies 2026
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