HomePlan HQ
Independent Home Warranty Research
Vol. I · 2026
2026 Edition

Compare every major home warranty plan in one place.

Side-by-side coverage tables, real pricing data, and consumer-rating scores across every major US home warranty provider.

The top US home warranty providers, at a glance

Provider Coverage tiers Typical monthly Service fee Per-item cap Our rating
Choice Home Warranty 2 plans $46–$54 $100 $5,000 4.2 / 5
Service Plus Home Warranty 2 plans $40–$60 $75 $1,500 3.8 / 5
Comprehensive Home Warranty 2 plans $35–$48 $75 $1,500 3.6 / 5
I

Head-to-head comparisons

Provider A vs Provider B breakdowns. Coverage tiers, pricing, claim response times, side by side.

II

Plan deep-dives

Every coverage tier explained. What's in, what's out, and what will cost you extra.

III

Cost analysis

National pricing averages, state-by-state variation, and total-cost-of-ownership modeling.

IV

Coverage scenarios

Does home warranty cover HVAC replacement? Water heater failure? Roof damage? Answers, by provider.

Recent in the archive

Head-to-head
Choice Home Warranty vs Service Plus Home Warranty (2026)
Roundup
Best Home Warranty Companies 2026
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